INSURANCE LAW BLOG

Blog Archives

Insurers increasingly are using law firms rather than traditional in-house personnel as claim handlers, particularly on major claims by business insureds. Insureds are negatively impacted in two significant ways.

First, law firms tend to be very aggressive about denying coverage … Continue reading

...

TAGS:    attorney-client privilege, claims handling, law firms for claims handling

In a highly anticipated ruling earlier this month, the Texas Supreme Court rejected Amerisure Insurance Company’s attempt to radically expand the scope of a common exclusion for liability assumed by contract found in many comprehensive general liability insurance policies.  See … Continue reading

...

TAGS:    insurance, insurance coverage, insurance recovery

If an insured faces liability that demonstrably exceeds the limits of underlying insurance, can an excess insurer avoid its coverage obligations because underlying insurers have not actually paid their limits of liability?  Common sense says no.  But insurance industry bloggers, … Continue reading

...

TAGS:    insurance, insurance coverage, insurance recovery

Insurers frequently attempt to avoid their coverage obligations by contending that their insureds provided late notice of claims or occurrences.

Most jurisdictions follow the commonsense rule that insurers cannot defeat coverage based on allegedly late notice unless they demonstrate that … Continue reading

...

TAGS:    insurance coverage, insurance recovery